Financial Solutions for Growing Families
Whether you're farming, working the rigs, or running a business - we've got financial strategies that work for your world.
Financial Strategies That Make Sense
At Kinetic Financial, we understand that families work hard for their money. Our services are designed for people who know the value of a dollar and want professional financial guidance.
"We work with families who understand that good financial planning takes time and patience - just like good farming."
- The Kinetic Financial Team
Our Core Services
Practical financial solutions for every stage of your working life.
Retirement Planning
Planning to hang up your work boots someday? We help you build a retirement that lets you enjoy the fruits of your labor. RRSPs, pensions, and smart withdrawal strategies.
- RRSP & RRIF strategies that make sense
- Pension maximization
- Tax-smart retirement income
Smart Investing
Grow your money like you'd grow a good crop - with patience, planning, and the right conditions. We build investment portfolios that weather market storms.
- Diversified portfolios that make sense
- Risk management you can understand
- Regular check-ins, no surprises
Protection Plans
Life throws curveballs - equipment breaks, people get hurt, markets crash. Good insurance means your family stays protected no matter what happens.
- Life & disability coverage that fits
- Critical illness protection
- Group benefits for your crew
Farm & Business Planning
Whether you're running a family farm or a construction company, we help you plan for succession, manage cash flow, and take care of your employees.
- Farm succession planning
- Employee benefits packages
- Business tax strategies
Leaving a Legacy
Make sure your hard work benefits the next generation. We help you plan wills, trusts, and tax-smart ways to pass on your assets.
- Wills & estate planning
- Tax-smart wealth transfer
- Family legacy planning
Keep More Money
Nobody likes paying more tax than they have to. We find legal ways to minimize your tax bill so you keep more of what you earn.
- Income splitting strategies
- TFSA & RRSP optimization
- Smart capital gains planning
We Understand Your Needs
We understand that your family comes first. Whether you're worried about the kids' education, caring for aging parents, or making sure your spouse is taken care of, we build plans around what matters most to you.
Our clients are hardworking folks who value straight talk and practical solutions. No fancy jargon, no complicated strategies you can't understand - just solid financial planning that works.
Meet Our Team
Our Straight-Forward Process
No complicated sales pitches or confusing jargon. Just four simple steps to get your finances on track.
Coffee & Conversation
We sit down and talk about your goals, dreams, and what keeps you up at night financially.
Look at the Numbers
We analyze your situation and identify opportunities to improve your financial position.
Make a Plan
We develop a clear, practical strategy that makes sense for your situation and goals.
Put it to Work
We implement your plan and check in regularly to make sure you're on track.
Your Financial FutureStarts with a Conversation
No pressure, no sales pitch. Just an honest conversation about your goals and how we can help you reach them.