Terms of Service

1. Our Services

Kinetic Financial provides financial guidance and wealth management services. Information on this website is for general informational purposes only and is not a personalized recommendation. Advisory services may be offered separately under appropriate agreements and applicable regulations.

2. Not Financial or Legal Advice

Content provided on this website, including articles, tools, and resources, is provided for educational purposes and does not constitute financial, investment, tax, accounting, or legal advice. Please consult appropriate professionals for advice specific to your circumstances.

3. Eligibility and Responsibilities

You represent that you are of legal age to enter into these Terms and will use the website in compliance with applicable laws. You are responsible for any information you submit and for ensuring that it is accurate and complete.

4. Intellectual Property

All content, design, logos, graphics, and materials on this website are owned by or licensed to Kinetic Financial and are protected by intellectual property laws. You may not copy, reproduce, or distribute content without prior written permission.

5. Acceptable Use

You agree not to misuse the website, interfere with its operation, attempt to gain unauthorized access, or use it for any unlawful purpose. We may suspend or restrict access for any conduct that violates these Terms or harms other users.

6. Third-Party Services and Links

Our website may reference or link to third-party tools or services (including partners and platforms). We are not responsible for third-party content, policies, or practices.

7. Limitation of Liability

To the maximum extent permitted by law, Kinetic Financial will not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of the website, even if advised of the possibility of such damages.

8. Indemnification

You agree to indemnify and hold Kinetic Financial, its affiliates, officers, employees, and agents harmless from any claims, damages, liabilities, costs, or expenses arising from your use of the website, your violation of these Terms, or your infringement of any rights of a third party.

9. Governing Law

These Terms are governed by the laws of the Province of Alberta and the laws of Canada applicable therein, without regard to conflict of laws principles. You agree to the exclusive jurisdiction of the courts located in Alberta, Canada.

10. Changes to These Terms

We may update these Terms from time to time. The "Last updated" date above reflects the most recent changes. Your continued use of the website following updates constitutes acceptance of the revised Terms.

11. Contact

For questions about these Terms, please contact us:

• Email: kinetic.financial@sunlife.com
• Phone: (780) 230 1675
• Address: #200 10525 100 Avenue, Grande Prairie, AB